July 5, 2023/
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6+ policies for you
7+ policies for you
5+ policies for you
3+ policies for you
7+ policies for you
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5+ policies for you
3+ policies for you
We understand that questions and concerns can arise anytime—and we’re always prepared. Our 24/7 customer support center is staffed with trained professionals ready to guide you, resolve your issues, and ensure your insurance experience stays smooth and reassuring.
We’re committed to fast, fair, and transparent claims. Our high claim settlement rate reflects the trust our customers place in us year after year. (Based on internal performance metrics FY 2024–25)
With a strong network and digital accessibility, our advisors are never too far away—whether you’re in a metro or a remote town. (Data as of March 2025)
We’re proud to serve millions of individuals and families across India by providing reliable, need-based insurance coverage. (As of September 2023)
I was searching for a way to earn from home, and Insurancewala Dotcom made it possible. With free training, no investment, and constant guidance, I feel empowered and financially secure. This platform is ideal for homemakers like me looking to build their own income stream.
Starting a business always felt risky, but with Insurancewala Dotcom, there were no upfront costs or complications. I received full training and ongoing support. Now, I confidently manage clients and earn regularly. It’s a perfect choice for anyone looking to start a stable financial career.
I never imagined selling insurance could be so simple. Thanks to Insurancewala Dotcom’s app, marketing support, and live sessions, I now run my own business without pressure. The flexible work model lets me balance family and income with ease. Truly a rewarding experience overall
I needed extra income alongside my job, and Insurancewala Dotcom was the perfect fit. Everything is organized—services, client tools, and guidance. Their 24/7 support team helps with every query. It’s a reliable, stress-free platform for anyone wanting to grow in the finance sector.
Did shy say mention enabled through elderly improve. As at so believe account evening behaved hearted is. House is tiled we aware. It ye greatest removing...
Did shy say mention enabled through elderly improve. As at so believe account evening behaved hearted is. House is tiled we aware. It ye greatest removing...
Did shy say mention enabled through elderly improve. As at so believe account evening behaved hearted is. House is tiled we aware. It ye greatest removing...
Life insurance is a contract that provides financial protection to your family in case of your untimely death or at the end of a specified term. Depending on the plan, a lump sum is paid on death, maturity, or at key milestones. In return, you pay regular premiums during the policy term.
Life insurance helps reduce uncertainty by offering peace of mind and a financial safety net—either by protecting your family if you pass away early or by supporting you during retirement years.
Choosing the right plan depends on your financial goals, age, dependents, and savings intent. Our advisors can guide you through the options, but always review the product illustration and compare returns and costs before making a decision.
Yes—your insurance needs evolve as life changes. Major events like marriage, having children, buying a home, or health issues may increase your coverage needs. It’s important to reassess your policies regularly and update your coverage if necessary.
You should calculate the total financial support your family would need if you’re not around—this includes daily living costs, school fees, healthcare, debts, and future goals. A common guideline is to have life cover that’s 6–10 times your annual income. Speak to an advisor to determine what’s right for your situation
Buying young means lower premiums, better health eligibility, and more time for your money to grow. Starting early also reduces the overall cost of protection while helping you build long-term financial discipline.
Anyone 18 or older can buy life insurance. You can also buy policies for your spouse or children, subject to specific guidelines and underwriting based on income and health.
As per IRDAI regulations, once all documents are received, insurers must settle a claim within 15 days. If more checks are needed, the process must be completed within 45 days. Delays beyond this will attract interest on the claim amount.
If you’re unhappy with a claim decision, you can raise a grievance with our customer service team via email or helpline. You’ll receive prompt support and escalation if necessary.
All claim payments are made electronically via NEFT, as mandated by IRDAI, to ensure speed and security.
Yes. Once your claim is reviewed, a letter with the final decision will be sent to your registered address.
Sometimes. While most claims only require standard paperwork, the insurer may request more details to verify circumstances. It’s best to submit complete and accurate documentation upfront.
Claim documents can be submitted at any of our nearest service locations or sent via registered email. You can also request assistance through our helpline.
Visit the Insurancewala Dotcom branch, connect with your advisor, or download it from our website’s “Forms & Downloads” section.
Rupee cost averaging means investing a fixed amount at regular intervals—this helps balance out price fluctuations. It’s a smart way to avoid the risk of buying at high prices and encourages disciplined, long-term investing.
Premium Allocation Charge: Deducted before investing to cover admin & commissions.
Mortality Charge: For life cover, based on your age & health.
Fund Management Charge: Fee for managing your investments.
Policy Administration Fee: Deducted periodically to manage the plan.
Surrender Charge: Applied if you exit early.
Switching Fee: May apply if you switch funds too often.
No. ULIPs are market-linked, so returns depend on the fund’s performance. Gains or losses are borne by the policyholder. Always review fund options and past performance (though not guaranteed for the future).
ULIPs often allow you to withdraw part of your investment after a lock-in period. Limits and rules vary by product.
A top-up is an additional lump sum you invest on top of your existing premium. It allows you to boost your fund value without starting a new policy.
You can redirect your future premiums into different funds than your current ones—this allows flexibility in managing your investments.
A switch allows you to move your existing fund value between different available fund options.
Yes. You can shift from annual to monthly/quarterly and vice versa. Contact customer service or fill out the frequency change request form.
You can download the “Change Request Form” from our site, call our helpline, or visit a nearby office to update your details.
A policy can be assigned by noting it in the policy document or through a formal deed. It’s often used to pledge a policy as security for a loan.
Nomination allows you to name a person who will receive the claim amount. You can update or change the nominee anytime before maturity by submitting a request form.
With years of trusted service, Insurancewala Dotcom is committed to simplifying insurance for every Indian. From life to motor to health—get expert guidance and reliable coverage, all in one place.